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Home > Personal Lines Home

Personal Lines


Personal Lines Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Quote
Disability Insurance Quote
Flood Quote Form
Homeowners Insurance Quote
Life Insurance Quote
Long Term Care Insurance Quote
Motorcycle Insurance Quote
Recreational Vehicle Insurance Quote
Watercraft Insurance Quote

Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 

Coverage You Can Trust


We are an independent insurance agency that can handle all your insurance needs from automobile insurance to watercraft, as well as business insurance and life insurance. We will assess your coverage needs and suggest appropriate and affordable coverage solutions.

Low Prices


You expect affordable prices on auto insurance regardless of age, driving record, credit history, or vehicle. We can match you with an insurance company that wants your business. Don't go direct to just one carrier when we can shop multiple carriers for you in minutes.

Service is What We Do


We are here for you when you need us. In fact, we are here in your own town. Come on down and see us. We are looking out for your interests. We represent many insurance companies so we can find the one that is right for you.

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Morgan City

1101 7th Street
Morgan City, LA 70380

Phone: (985) 329-2272
Fax: (985) 329-2290

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Proudly serving Morgan City, Patterson, Jeanerette, Franklin, Berwick, Houma, Thibodaux, Raceland and all of South Louisiana's Insurance needs!

Houma

Phone: (985) 860-0556

Patterson

503 Main Street
Patterson, LA 70392

Phone: (985) 395-3640
Fax: (985) 395-5804

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