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Houma: (985) 860-0556
Morgan City: (985) 329-2272
Patterson: (985) 395-3640
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Home > Motorcycle Insurance in Louisiana | Bruni Insurance Agency

Motorcycle Insurance


Motorcycle Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Motorcycle Quote Form

Motorcycle Insurance Information

man riding motorcycle

Servicing Morgan City, Patterson, Berwick, Bayou Vista, Houma, Thibodaux, Franklin and surrounding areas


Whether you’re a seasoned rider or a beginner, understanding the importance of motorcycle insurance coverage is essential for your peace of mind and financial protection. 

What Types of Coverage Are Typically Included in a Motorcycle Insurance Policy? 

The coverage types included in a motorcycle insurance policy will depend on the coverages you’ve chosen to purchase. A typical motorcycle insurance policy may consist of the following coverage:  

  • Liability coverage may help cover the costs if you are responsible for causing an accident that results in injury or property damage to others.
  • Collision coverage may help pay for damages to your motorcycle if it is involved in a collision with another vehicle or object, regardless of who is at fault. 
  • Comprehensive coverage may help protect against noncollision incidents such as theft, vandalism, fire or damage caused by weather events like hail or storms. 
  • Uninsured/underinsured motorist coverage may help pay for your medical expenses, lost wages, and damages if you are involved in an accident with a motorist who does not have insurance or has inadequate coverage. 

What Factors Influence the Cost of Motorcycle Insurance? 

The following are some key factors that can influence the cost of motorcycle insurance: 

  • Your age and riding experience
  • The make, model and engine size of the motorcycle 
  • Usage and mileage
  • Where you live and park your motorcycle
  • Coverage options and deductibles
  • Your past claims history and driving record 
  • Safety features and anti-theft devices 

What Is the Minimum Motorcycle Insurance Required by Law? 

The minimum motorcycle insurance required by law varies from state to state. Typically, motorcycle riders must have liability insurance, which covers bodily injury and property damage to others in the event of an accident for which the rider is at fault. Check with your local Department of Motor Vehicles or insurance regulator to learn about the specific motorcycle insurance requirements in your area, as they can vary significantly. Failing to meet the minimum insurance requirements can result in penalties, fines and other legal consequences. 

How to Get Motorcycle Insurance in Morgan City, LA 

Contact Bruni Insurance for the coverage you need to protect yourself and ride with peace of mind. 

 

Are you ready to get a Motorcycle insurance quote? Fill out our quick and easy quote form today!

Coverage You Can Trust


We are an independent insurance agency that can handle all your insurance needs from automobile insurance to watercraft, as well as business insurance and life insurance. We will assess your coverage needs and suggest appropriate and affordable coverage solutions.

Low Prices


You expect affordable prices on auto insurance regardless of age, driving record, credit history, or vehicle. We can match you with an insurance company that wants your business. Don't go direct to just one carrier when we can shop multiple carriers for you in minutes.

Service is What We Do


We are here for you when you need us. In fact, we are here in your own town. Come on down and see us. We are looking out for your interests. We represent many insurance companies so we can find the one that is right for you.

Morgan City

1101 7th Street
Morgan City, LA 70380
Phone: (985) 329-2272
Fax: (985) 329-2290

Patterson

503 Main Street
Patterson, LA 70392
Phone: (985) 395-3640
Fax: (985) 395-5804

Houma

Phone: (985) 860-0556

Proudly serving Morgan City, Patterson, Jeanerette, Franklin, Berwick, Houma, Thibodaux, Raceland and all of South Louisiana's Insurance needs!

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