Flood Insurance

Flood Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Flood Quote Form

Flood Insurance Information

Servicing Morgan City, Patterson, Berwick, Bayou Vista, Houma, Thibodaux, Franklin and surrounding areas

Flooding is the most prevalent natural disaster threat for Louisiana residents, according to the Governor’s Office of Homeland Security & Emergency Preparedness. Purchasing flood insurance can help protect you against the damages flooding may cause. Contact Bruni Insurance Agency today to learn more about flood insurance and get a quote today.

Why Do I Need Flood Insurance?

Many personal or commercial policies, including home insurance, renters insurance, and commercial property insurance, do not provide coverage for flooding-related losses or damages. Flood insurance doesn’t usually take effect until 30 days after purchasing a policy. Sometimes a lender may require that you have flood insurance to make, increase, extend or renew your loan; with these requirements, there isn’t a waiting period.

What About Federal Disaster Assistance?

Federal disaster assistance is only available if the U.S. president formally declares a disaster. However, even if you receive disaster assistance, it’s a loan that you must repay with interest—and this loan may be in addition to your existing mortgage loan.

If you live in a community that participates in the National Flood Insurance Program (NFIP), you might be able to purchase an NFIP plan. The NFIP underwrites most flood insurance, usually through an insurance company or the NFIP Direct system.

What Coverage Is Available?

Two types of coverage are available: structure insurance, which protects your house, and contents coverage, which insures your belongings. Coverage may also be available for debris removal, loss avoidance and cost of compliance.

How To Get Flood Insurance

Bruni Insurance Agency can help you with flood coverage that meets your needs and budget. Call us today to get started on your flood insurance policy.

Coverage You Can Trust

We are an independent insurance agency that can handle all your insurance needs from automobile insurance to watercraft, as well as business insurance and life insurance. We will assess your coverage needs and suggest appropriate and affordable coverage solutions.

Low Prices

You expect affordable prices on auto insurance regardless of age, driving record, credit history, or vehicle. We can match you with an insurance company that wants your business. Don't go direct to just one carrier when we can shop multiple carriers for you in minutes.

Service is What We Do

We are here for you when you need us. In fact, we are here in your own town. Come on down and see us. We are looking out for your interests. We represent many insurance companies so we can find the one that is right for you.

Morgan City

1101 7th Street
Morgan City, LA 70380
Phone: (985) 329-2272
Fax: (985) 329-2290

Patterson

503 Main Street
Patterson, LA 70392
Phone: (985) 395-3640
Fax: (985) 395-5804

Houma

Phone: (985) 860-0556

Proudly serving Morgan City, Patterson, Jeanerette, Franklin, Berwick, Houma, Thibodaux, Raceland and all of South Louisiana's Insurance needs!