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Houma: (985) 860-0556
Morgan City: (985) 329-2272
Patterson: (985) 395-3640
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Disability Insurance


Disability Insurance Information

Disability Insurance in Louisiana

Servicing Morgan City, Patterson, Berwick, Bayou Vista, Houma, Thibodaux, Franklin and surrounding areas


South Louisiana short and long-term disability insurance pays a certain amount of your income should you become disabled. The American Council of Life Insurers states that one third of Americans will become disabled for at least 90 days between the ages of 35 and 65.

Understanding South Louisiana Disability Insurance

When choosing a plan, consider these factors:

How much of your income will it cover, and for how long? Coverage usually ranges from 40-60% of your income. Short-term disability will usually pay benefits for six months. Long-term disability can pay out up to when you turn 65.

How long is the elimination period? This is the amount of time for coverage to begin, after you become disabled. You will usually pick between 30 and 180 days. Obviously, the longer the elimination period, the cheaper your rate will be.

What exclusions are written in? Make sure that pregnancy is covered if you might want to have a child. Disability insurance won’t cover a current pregnancy or any other pre-existing conditions.

Everyone’s risk profile is unique. Let Bruni Insurance Agency do the shopping for you! Our agents will get rates from a number of different companies to find the best solution at the most affordable price.

Are you ready to get a Disability insurance quote? Fill out our quick and easy quote form today!

Coverage You Can Trust


We are an independent insurance agency that can handle all your insurance needs from automobile insurance to watercraft, as well as business insurance and life insurance. We will assess your coverage needs and suggest appropriate and affordable coverage solutions.

Low Prices


You expect affordable prices on auto insurance regardless of age, driving record, credit history, or vehicle. We can match you with an insurance company that wants your business. Don't go direct to just one carrier when we can shop multiple carriers for you in minutes.

Service is What We Do


We are here for you when you need us. In fact, we are here in your own town. Come on down and see us. We are looking out for your interests. We represent many insurance companies so we can find the one that is right for you.

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Morgan City

1101 7th Street
Morgan City, LA 70380

Phone: (985) 329-2272
Fax: (985) 329-2290

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Proudly serving Morgan City, Patterson, Jeanerette, Franklin, Berwick, Houma, Thibodaux, Raceland and all of South Louisiana's Insurance needs!

Houma

Phone: (985) 860-0556

Patterson

503 Main Street
Patterson, LA 70392

Phone: (985) 395-3640
Fax: (985) 395-5804

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