Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Information
Commercial Auto Insurance
Commercial auto insurance is vital for businesses utilizing vehicles in their operations. Bruni Insurance Agency, LLC specializes in commercial auto insurance solutions in Houma, Morgan City and Patterson, Louisiana. Contact us for a detailed commercial auto insurance quote that meets your business requirements.
What Are the Requirements for Commercial Auto Insurance in Louisiana
In Louisiana, state regulations stipulate that commercial auto insurance policies must include minimum liability limits for bodily harm and property destruction. Depending on the vehicle types insured under the policy, higher liability limits may be necessary.
Vehicles with a USDOT or Motor Carrier (MC) number have different coverage mandates. The Federal Motor Carrier Safety Administration (FMCSA) requires large vehicles like semi-trucks, especially those operating across state lines, to maintain much higher liability limits.
Choosing coverage limits that align with your business's specific needs and complying with Louisiana's legal requirements is crucial. Insufficient coverage for your risk exposure could result in liability for uncovered expenses, posing a significant threat to your business assets.
How Much Is Commercial Auto Insurance
The cost of commercial auto insurance can vary, influenced by several factors:
- Type of vehicles—Larger or specialized vehicles may incur higher premiums.
- Business use—The nature and frequency of vehicle use in your business.
- Driving records—The driving history of those operating the vehicles.
- Coverage limits—Higher limits may result in increased premiums.
- Location—Rates can vary depending on where your business operates.
Contact Us
Contact Bruni Insurance Agency, LLC today to discuss your needs and obtain a customized commercial auto insurance quote.
|